Saturday, 14 July 2012

ATM Palaver

Hi everyone,

I don't know if anyone else has an issue with this as much as I do, but going to the banking hall to withdraw money is something I find very reluctant, if not lazy to do. Because of this, I hold the view that the ATM  ("Automated Teller Machine") system is one of the best things that has happened to the banking sector in my country (everybody de talk from angle where tins take de better for am.lol), and all I do when I have my ATM card, whenever am short of cash, is to branch to the nearest ATM and bingo! And I'm good to go.

My ATM card expired sometime last year and I made a request for a new one, but didn't get to pick it up until a few weeks ago, when I had some days off to write my exams. This also helped me to save, because like I stated earlier, my laziness would not allow me go into a banking hall, and as a customer service person, I know and have experienced firsthand that some customers tend to be very generous with insults sometimes (though I must confess, that some of us do deserve those insults sometimes... na my mind i dey talk o!lol). So I'd also rather not walk into any banking hall, in order to reduce the amount of mouths wag at my comrades in career.lol

Now that I have my ATM card with me again, I need to let you into another challenge... The urge to go and pick money at the slightest nudge and sometimes for the most insignificant reasons has come back... With full force and vim (it's not funny at all!)... as if I am being controlled by some demons... ATM DEMONS! And when they possess me, self control and discipline, plus contentment fly out of the window, Fiaaa! So in fighting back and dealing with the demons, sometimes what I do (okay, I must confess... what I am learning to do now) is to leave my card at home on purpose when I am going out, or even completely pretend I don't have a bank account, let alone owning an ATM card; that way, I wont get tempted... On how well it has worked so far (even as at today)... well I must leave that for another day... Don't give up on me yet though, 'cause I intend to win this fight! Once I believe I can.lolol. No be small tin o!

Do you sometimes face this kinda problems with your ATM cards too? If you do, please come out clean o! And share your pain so that people like me can be consoled with knowing that we are not that peculiar (as in not being in this situation alone). If you have faced it before and have overcome, please share your moments with us and how you got over it; so that I too can learn from your successes. For me, I am starting with the Scriptures. I know there must be something in there which addresses this matter... And when I find it, you guys will be the first to know.

Peace... I'm out!

 


17 comments:

  1. i rarely use my card tho....i hate having cash on me

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    1. really?! so how do you cope? hmmm... maybe I should start leaning that too sha! but I wonder how I will manage tho! lol

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  2. I don't use my card unless I really need money oo. I don't have your kind of temptation.

    Maybe its because you have plenty money, that's why your hand is itching you to spend, lol.

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    1. plenty money ke? lol, God should deliver me o!

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  3. I do not have this problem. I mentally castigate myself for frivolous spending so I tend to stay on my lane :)

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    1. I also stay on my lane o! but? maybe I should also "mentally castigate myself" like you put it. lol

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  4. lol.......i always have my ATM in my purse and i pass many banks everyday but i feel no urge. like @ilola said, its because you have too much money.lol

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    1. lol, maybe its the urge that I should pray against! lol

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  5. All you need is discipline dear.I used to be like you but i had to discipline myself and right now,i withdraw money only when it's very necessary.I even have 3 ATMs yet don't withdraw money except i have to.

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    1. exactly what I need, discipline!!

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  6. i guess they've said it all
    you know what you should think of..when relating to the bible about this particular ish.."SELF CONTROL"
    its a fruit of the spirit..for me, it might be nice chocolate, ice cream or one kind of thing i know if i control myself, it might not be necessary afterall
    i wont kukuma die abi??
    so just know that you wont kukuma die if u dnt withdraw money from the ATM.lol.u get
    and like mr naija great above says...its like disciplining urself.

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  7. I think you're already doing the right thing leaving your card at home, I do the same with credit cards when I'm going shopping for neccessities so that when that nice bag winks at me, alas no card to buy and by the time I get home to buy online, I for don forget self.
    of course you could send me your money to keep for you that way you won't even have to worry...hehehehe.

    www.bukkyapampa.com

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  8. I am really learning to do away with my card...I am yet to activate internet banking because I know once I do that, I shall forever be a broke girl.

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  9. since i no get ATM card, so no palaver for me be that ehn? I withdraw from the banking hall so It helps me hold unto the little change i get for my account oo..ahahahaha

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  10. I have a rule - draw a cheque at the beginning of the month (this caters for transport + feeding + extra) this amount is left at home and a particular sum is carried around daily.
    I rarely ever use my card

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  11. Lol!

    I used to have a "withdrawal" problem to, but mine wasn't to spend the money, it was to put in my wallet. I kept at it until I noticed that I always gave out the money to help one person or the other (usually, they wouldn't even return it).
    I became wise by having a little change in my ATM accounts, and having most of the money in accounts without ATM.

    Worked well for me.

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